Classic car insurance typically includes coverage options similar to personal auto insurance:
Liability Auto Insurance
Coverage includes damages and injuries you cause to others and provides legal defense if you are sued due to a car accident. In most states, having this coverage is required if you intend to drive your car on public roads.
Collision and Comprehensive Insurance
Covers a wide range of issues, including accident damage, theft, vandalism, animal collisions, fire, flood, hail, falling objects, and riots.
Uninsured Motorist Coverage
Compensates for your medical expenses if an uninsured driver hits you. Some states require this coverage, which may also cover automotive damage caused by an uninsured driver.
In addition to standard coverage types, classic car insurance can be customized with:
To qualify for classic car insurance, more than just the vehicle's age and value is considered. The III states that classic car insurance usually excludes daily driving and may impose mileage restrictions. Insurers may require proof of proper storage and another vehicle for regular use.
Some insurers permit driving the vehicle to car shows and auto club events, but specific coverage might be needed for such trips. In most states, having this coverage is required if you intend to drive your automobile on public roads.
If you plan to drive your car on public roads, you must have this coverage in most states.
Get in Touch
Contact Top Choice Insurance Agency, PLLC at 5830 W Thunderbird Rd, Suite B8 PMB 1122, Glendale, AZ, 85306-4655, to learn more about coverage options and protect your classic car.
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